Free Tool
Income tax estimator
A quick ballpark of your federal + provincial tax. Drag the slider, pick your province, add RRSP contributions — and see the estimate update instantly.
Range: $0 – $300,000
RRSP contributions reduce your taxable income — that's why they lower the estimate.
Estimated total tax
Estimate only — not tax advice. Based on approximate 2025/2026 federal and provincial brackets and basic personal amounts. It does not include credits, deductions, surtaxes, CPP/EI, or the Ontario Health Premium. Your actual tax will differ — book a consultation for an accurate figure.
Get an Accurate QuoteWays to legally lower that number
RRSP contributions
Contributions reduce taxable income dollar for dollar (up to your room). The March 2 deadline is the one date that can't move.
TFSA vs. RRSP
The right mix depends on your income today vs. retirement. We run the numbers with you before you contribute.
Income splitting
Pension splitting and spousal RRSPs can shift income to a lower bracket — where the rules allow.
Want the real number, not the ballpark?
Bring your slips to a free consultation and we'll calculate your actual tax — and the credits you're missing.